Let’s start the Financially Independent and Retire Early Journey
The FIRE idea
Nakita ko ang idea ng FIRE (Financial Independence and Retire Early) mula kay Mr. Money Mustache. Siya ay nagtrabaho lamang ng more or less 10 years at nagretiro na sa edad na 30. At nagawa nya ito sa pamamagitan ng pagtitipid at pag invest ng kanyang pera.
Bad news. It is not for EVERYONE. Good news. It is doable and can be achieved by ANYONE.
At ang journey to Financial Independence and Retire Early ang nais kong simulan.
Hangang kailan mo gustong magtrabaho ?
Nanaisin mo bang magtrabaho hanggang ikaw ay umabot sa 60? o hanggang 65? Ang mahirap lang ay kahit gustuhin man nang ilan na tumigil sa pagtatrabaho ay hindi nila eto magawa.
Isang malaking rason kaya hindi nila maiwan ang kanilang trabaho ay dahil sa kakulangan ng sapat na pangtustos sa kanilang pang araw-araw na pangangailangan.
Makakatigil ka lang sa pag-tatrabaho kung meron nang magtatrabaho para sa iyo at kayang kumita ng sapat para sa iyong mga pangangailangan.
Eh ano naman ang mga iyon?
Pwede kang mag tayo ng iyong negosyo. O kaya naman ay pwede ka din na mag-invest. At kung ikaw ay magiging matagumpay dito, ang iyong negosyo o investment na ang magtatrabaho para sa iyo.
Let your money work for you.
The dark and scary road.
SCAM!! RISKY mag invest!! Madami nang naloko diyan!! Nakakatakot!!
Ay, STOCK MARKET. Pang matalino at propesyonal lang yan.
Sa dami ng impormasyon na nakikita natin sa internet tungkol sa investment, tila ba kay labo at kay dilim parin ng daan para maabot natin ang ating pinapangarap na “FINANCIAL INDEPENDENCE”.
Bring the Light.
Nais ihatid ng JUAN FIRE ang liwanag upang makita natin ang tamang daan tungo sa pinapangarap na “FINANCIAL INDEPENDENCE”.
Kaya nating labanan ang malampasan ang madilim na daan sa pamamagitan ng:
- Planning your financial road map.
- Learning the right vehicle to reach your dream.
- Joining the right community.
Financial Independence
It is all about genuine freedom to do the things that you love whenever and wherever you want it. It’s because you are financially capable of doing it without the need to borrow from others or without the fear of any financial uncertainty.
Whether you like it or not, money is part of everything we do. One may argue that money cannot make someone happy. Yes, I agree. But money can buy you the time you need to be happy.
We have many responsibilities in life such as helping our old age parents, feeding our kids, and sending them to school. For that, we have to spend most of our time on things that bring in money like doing work or business. And our time for our family, friends, and hobbies becomes less(or even no time at all).
But if you have enough reserve of money (you don’t need billions) to work in your behalf and cover the necessary expenses (not luxurious expenses) even if you lose your job, then you are FINANCIALLY INDEPENDENT.
Your decisions will not be dependent on things that give you money like your job or your boss.
The road to FINANCIAL INDEPENDENCE is not a walk in the park but it is a LONG JOURNEY.
Retire Early
Malamang pag nabasa mo ang salitang RETIRE, naiisip mo ang larawan ng isang matanda na pinatitigil na kanyang trabaho o propesyon dahil hindi na nya kayang magtrabaho.
Good news. Pwede kang magkaroon ng option na mag-RETIRE nang mas maaga.
Ngunit sa konsepto ng RETIRE EARLY, ano nga ba ang ibig sabihin ng salitang RETIRE.
Retire doesn’t really mean stopping from work?
Retirement means STOP WORKING FOR MONEY and START WORKING ON THE THINGS YOU REALLY LOVE.
Some quit their job to do the things they love, or to do work related to their hobbies.
This is what I believe
I believe that Financial Independence and having the option to Retire Early is doable. And I am starting my journey towards achieving it.
How?
- First, I want to invest in learning and self-improvement.
- Second, Set the target and plan the steps in achieving it.
- Third, Execute and adjust your plan.
- Fourth, Share your experience to others.
Let me know your thoughts by leaving your comments below.